Monday, March 9, 2009

Insurance doesn't mean you can stop worrying

Even Forbes, in between its stories about billionaires, is reporting on concerns over health-care costs, noting that most Americans with health insurance are anxious over what getting sick will cost them.
"MONDAY, March 9 (HealthDay News) -- More than three-quarters of adult Americans who have health insurance say they still worry about paying more for their medical care, and nearly 50 percent say they're 'very' or 'extremely' worried about the issue, a new Harris Interactive/HealthDay poll shows.

"More than half (57 percent) of those polled said they feared losing their health insurance sometime in the future, which may explain another key finding in the poll — sizeable numbers of Americans said they're skipping doctor visits or not getting prescriptions filled to save money...."
They're right to be worried. Some 25 million Americans were underinsured in 2007, according to one study, three times as many as in 2003. "Underinsured" means your health insurance won't cover enough of the costs of a serious illness or that your deductible is so high you can't afford routine medical care.

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